Long Lake, MN 55356

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Long Lake, MN 55356

Address: Long Lake, MN, 55356
Phone number: (763) 207-9727
Monday: 9:00-18:00
Tuesday: 9:00-18:00
Wednesday: 9:00-18:00
Thursday: 9:00-18:00
Friday: 9:00-18:00
Saturday: 9:00-18:00
Sunday: 9:00-18:00
1
Car
Information
2
Your
Info
3
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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting
documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

Cash
in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

1.
Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

2.
Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3.
Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4.
Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

5.
Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6.
Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

Very Helpful Loan Officers

When I thought I couldn’t get a loan, Minnesota Title loans was there to help. I was able to make a few minor improvements to my home.

- Jamey N.
Always There To Help

These folks are the best, always there to help with any questions I have. Thanks

- Betheny K.
Fair Rates and Fast Cash

Simple process and fair rates and fast cash.. I will use again when needed.. Thanks!!!

- Able G

Long Lake Title Loans

If you are in need of fast cash, you are in the right place. Minnesota Title Loans can get you the funding you need through a custom loan that puts you first. Our team of expert lenders will assess your budget and lifestyle to tailor the loan to your specific needs. This ensures a loan that is as convenient and comfortable for you as possible. These loans come with custom payment plans, flexible loan terms, low interest rates, and affordable payments.

You can get approved for a title loan today, even if you have a poor credit score. Instead of using your financial history as an approval indicator, we look at your vehicle’s value and your current ability to meet your loan payments on time. We offer 24/7 customer service so please give us a call if you have any questions or concerns. We would love to help you.

Interest Rates That Impress

Our title loans offer much lower interest rates compared to other local Long Lake competitors. If you get a car title loan through us, you will enjoy the comfort of having progressively lowering interest rates on your loan. This means that as you pay down the loan, the individual payments actually get cheaper. We also never charge prepay penalties or hidden fees.

In-Person Not Required

Our application and approval process is 100% online. This means you can get approved and receive the funding without ever having to leave the comfort of your home. This ensures a completely hassle-free and convenient process for all of our customers, no matter what time it is.

No Hidden Fees, Ever

Our goal is to ensure the highest level of convenience for all of our customers. This is why we offer payment plans that are tailored to your individual budget and lifestyle. We believe in complete transparency which is why we never charge processing fees, hidden fees, or prepayment penalties.

Improve Your Credit Score

If you have a poor credit score, do not worry. We will approve you for a title loan no matter how bad your financial history is. In fact, our title loans are the perfect tool for building your credit score. Due to it being so easy to get approved for and the payments being customized for convenience.

Common Title Loan Questions

Any Long Lake resident who has a question or concern about title loans should give us a call right away. We offer 24/7 customer support so that you can get the answers you need no matter what time it is. Below are some of the most common questions that we are asked.

Do You Take My Car?

No, do not worry. We do not take your vehicle while you make your loan payments. Instead, we hold onto your vehicle’s title until the loan is paid in full. Once you make all the required loan payments, we will return the title back to you.

How Much Money Can I Get?

Residents of Long Lake have access to up to $50,000 depending on the value of their vehicle and their ability to repay the loan. We assess your vehicle by looking at its mileage, age, condition, make, and model.

Are There Any Fees?

We want to make your loan as convenient as possible. This means that we never charge processing fees, hidden fees, or prepayment penalties. You can pay off the loan as quickly as you’d like without ever having to stress about being penalized.

Give Our Lenders A Call Today

Minnesota Title Loans is the best lender for getting the cash you need quickly through a loan that is customized for maximum convenience. If you are in need of fast cash and don’t want to deal with the stressful process at a traditional lender, give us a call today or fill out our online application form.

Frequently Asked Questions:

  • What paperwork do I need?

    When you apply for a title loan, you will need the following:

    • Lien-free pink slip or vehicle title
    • Driver’s license or state ID
    • Proof of insurance, residency, and income
  • Are there prepayment penalties?

    No, we never charge prepayment penalties on our loans. We actually encourage our customers to pay their loan off early in order to save money on interest. You can feel free to pay your loan off as early as you’d like.

  • What if I’m unemployed?

    You do not have to be employed to get approved for a loan. However, you do need to have income of at least $1,500 per month. This can come in a variety of ways other than through a job, including social security, pension, or disability.

  • What if I already have a loan?

    If you have a loan on your vehicle already, you are not eligible for a title loan through Minnesota Title Loans. However, depending on your situation, we may be able to help you consolidate your loan with our services.

  • How much money can I get?

    The amount of your title loan is entirely dependent on the value of your vehicle. If your car’s value is $50,000, then you can get a loan for up to $50,000. Typically, if your vehicle is newer than 1999, you have a higher chance of approval.

  • Can I keep my car?

    Yes, we do not take your car when you are making payments on your loan. This means you can drive your vehicle just like normal. Although, while you are making loan payments, we will hold on to your vehicle’s title. Once the loan is paid in full, we will return the title back to you immediately.

  • What if I have poor credit?

    We do not use your credit score as an approval factor. This means that no matter how poor your financial history is, you can still get approved for a title loan. Your approval and the amount of your loan is completely dependent on your vehicle and not on your personal finances.

  • How do I apply?

    You can either give us a call to connect with your personal loan officer. They will walk you through the process and can answer any questions that you might have. You can also save a lot of time by fill out our online application form. This 3-step form only takes 15 minutes to complete a requires very little information about you and your vehicle. Once completed, you will be preapproved for a loan amount and will have the cash in your bank account in as little as 24 hours.

  • What are the requirements?

    We work hard to keep our requirements simple and easy to meet. You will find that our loans are much easier to qualify for compared to traditional lenders. In fact, we only have 5 requirements. These are:

    • You must be at least 18 years old
    • You must make at least $1,500 per month
    • The vehicle must have insurance and be registered under your name
    • The vehicle’s title must be lien-free
    • You must have the vehicle’s title or pink slip
  • How quickly will I receive the money?

    After you apply, you will be preapproved for a loan amount within 15 minutes. Once approved, you will receive the money through a direct deposit in your bank account in as little as 24 hours. To expedite the application process, we highly recommend gathering all of the necessary documents in advance.

  • How do auto title loans work?

    Auto title loans use your vehicle as collateral, which means that your approval is based on your vehicle and not your financial history. This allows Minnesota Title Loans to offer easy, fast, and simple approvals to everyone, even if you have poor credit. Title loans are a great option for those with poor credit. As long as your car has sufficient value, you will be able to get a loan, no questions asked.

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