Minneapolis, MN 55408

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Minneapolis, MN 55408

Address: Minneapolis, MN, 55408
Phone number: (218) 366-6010
1
Car
Information
2
Your
Info
3
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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting
documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

Cash
in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

1.
Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

2.
Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3.
Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4.
Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

5.
Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6.
Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

Very Helpful Loan Officers

When I thought I couldn’t get a loan, Minnesota Title loans was there to help. I was able to make a few minor improvements to my home.

- Jamey N.
Always There To Help

These folks are the best, always there to help with any questions I have. Thanks

- Betheny K.
Fair Rates and Fast Cash

Simple process and fair rates and fast cash.. I will use again when needed.. Thanks!!!

- Able G

Minneapolis Title Loans

Minnesota Title Loans provides reliable loans with custom payment plans and flexible loan terms to the residents of Minneapolis, Minnesota. If you live in or around the greater Minneapolis metro area, we are here to provide you with the fast cash you need to overcome any short-term cash gaps that are challenging you financially. Give us a call or fill out our online application to find out how much you qualify for today.

What Is A Title Loans?

An auto title loan is one of the quickest ways of getting cash by using your vehicle as collateral. The amount of your loan is determined by your current ability to repay the loan as well as the market value of your vehicle. We are dedicated to providing you as much cash as possible while keeping your payments low as to not break your budget. Our auto title loan application process is much faster and easier to use than traditional banks. This process allows you to get the funding you need in under 24 hours.

Why Choose Minnesota Title Loans?

Our loan requirements are much less strict compared to traditional lenders. We do not look at your credit score but instead look at your vehicle’s value and your ability to repay the loan. Additionally, you get to keep your vehicle and drive it just like normal while making payments on your loan. We will just hold onto your vehicle’s title or pink slip until the loan is paid off.

We also never charge hidden, upfront, or prepayment penalty fees. We want to make your loan as convenient for you as possible which is why we have secured exclusive partnerships with some of the top lenders across the nation. This allows us to customize payment plans and loan terms to ensure a loan that is as comfortable for you as possible.

Overcome Short-Term Cash Gaps

If you are in need of fast cash but have a poor credit score, you are in the right place. We will lend you the helping hand you need to overcome any financial hurdle that you are facing. We will get you the loan you need without making you go through piles of paperwork and days of waiting to know if you’re approved.

Minneapolis residents in need of cash should complete our simple loan process that provides the cash they need in under 24 hours. Even if you have a low credit score, you can get the loan you need and drive off in your own car.

FAQs

Below is some more information based on common questions that we get. If you have any more questions or concerns, please give us a call today. Our team would be happy to help you.

Poor Credit Is Accepted

If you have a poor credit score, don’t worry. We do not use your financial history as an indicator of whether to approve you or not. As long as you can repay the loan and your vehicle is worth enough, we will approve you regardless of your credit score.

Up To $50,000 In Funding

Minneapolis residents have access to up to $50,000 based on the market value of their vehicle, how much money they need, and their ability to repay the loan. Fill out our online application form to find out how much you qualify for within minutes.

Funding In Under 24 Hours

After you are approved, we will deposit the funds into your bank account in under 24 hours. The funds will go through as a direct deposit into your checking or savings account.

Apply For A Title Loan Today

If you are in need of fast cash to overcome any unexpected expense, we are here to help. Our online application form only takes a few minutes to complete, requires minimal paperwork, is 100% online, and is completely stress-free. When you choose Minnesota Title Loans as your trusted lender, you will receive a custom loan that is tailored to meet your individual needs. Contact us today by phone or through our application form.

Frequently Asked Questions:

  • What paperwork do I need?

    When you apply for a title loan, you will need the following:

    • Lien-free pink slip or vehicle title
    • Driver’s license or state ID
    • Proof of insurance, residency, and income
  • Are there prepayment penalties?

    No, we never charge prepayment penalties on our loans. We actually encourage our customers to pay their loan off early in order to save money on interest. You can feel free to pay your loan off as early as you’d like.

  • What if I’m unemployed?

    You do not have to be employed to get approved for a loan. However, you do need to have income of at least $1,500 per month. This can come in a variety of ways other than through a job, including social security, pension, or disability.

  • What if I already have a loan?

    If you have a loan on your vehicle already, you are not eligible for a title loan through Minnesota Title Loans. However, depending on your situation, we may be able to help you consolidate your loan with our services.

  • How much money can I get?

    The amount of your title loan is entirely dependent on the value of your vehicle. If your car’s value is $50,000, then you can get a loan for up to $50,000. Typically, if your vehicle is newer than 1999, you have a higher chance of approval.

  • Can I keep my car?

    Yes, we do not take your car when you are making payments on your loan. This means you can drive your vehicle just like normal. Although, while you are making loan payments, we will hold on to your vehicle’s title. Once the loan is paid in full, we will return the title back to you immediately.

  • What if I have poor credit?

    We do not use your credit score as an approval factor. This means that no matter how poor your financial history is, you can still get approved for a title loan. Your approval and the amount of your loan is completely dependent on your vehicle and not on your personal finances.

  • How do I apply?

    You can either give us a call to connect with your personal loan officer. They will walk you through the process and can answer any questions that you might have. You can also save a lot of time by fill out our online application form. This 3-step form only takes 15 minutes to complete a requires very little information about you and your vehicle. Once completed, you will be preapproved for a loan amount and will have the cash in your bank account in as little as 24 hours.

  • What are the requirements?

    We work hard to keep our requirements simple and easy to meet. You will find that our loans are much easier to qualify for compared to traditional lenders. In fact, we only have 5 requirements. These are:

    • You must be at least 18 years old
    • You must make at least $1,500 per month
    • The vehicle must have insurance and be registered under your name
    • The vehicle’s title must be lien-free
    • You must have the vehicle’s title or pink slip
  • How quickly will I receive the money?

    After you apply, you will be preapproved for a loan amount within 15 minutes. Once approved, you will receive the money through a direct deposit in your bank account in as little as 24 hours. To expedite the application process, we highly recommend gathering all of the necessary documents in advance.

  • How do auto title loans work?

    Auto title loans use your vehicle as collateral, which means that your approval is based on your vehicle and not your financial history. This allows Minnesota Title Loans to offer easy, fast, and simple approvals to everyone, even if you have poor credit. Title loans are a great option for those with poor credit. As long as your car has sufficient value, you will be able to get a loan, no questions asked.

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