Ramsey, MN 55303

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Ramsey, MN 55303

Address: Ramsey, MN, 55303
Phone number: (763) 207-9650
Monday: 9:00-18:00
Tuesday: 9:00-18:00
Wednesday: 9:00-18:00
Thursday: 9:00-18:00
Friday: 9:00-18:00
Saturday: 9:00-18:00
Sunday: 9:00-18:00

Request Free Quote Today!

  • Free and fast estimate process
  • Discover loan amount right away

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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

Bad credit - OK

You don’t need to have a good credit to get a car title loan.

Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

Very Helpful Loan Officers

When I thought I couldn’t get a loan, Minnesota Title loans was there to help. I was able to make a few minor improvements to my home.

- Jamey N.
Always There To Help

These folks are the best, always there to help with any questions I have. Thanks

- Betheny K.
Fair Rates and Fast Cash

Simple process and fair rates and fast cash.. I will use again when needed.. Thanks!!!

- Able G

Ramsey Title Loans

Auto title loans are one of the fastest and easiest ways of getting fast cash to overcome short-term financial obligations. Our online title loan process only takes a few minutes to finish and will provide you with the capital you need in under 24 hours. We just need a little bit of basic information about you and your vehicle in order to qualify you for the right loan amount.

If you are facing a financial hurdle and are struggling to get the capital you need through traditional banks, you have come to the right place. We are the fastest online title loan company for Ramsey residents. If you are in need of fast cash and you own your vehicle, you can qualify for a car title loan.

What Is A Title Loan?

A car title loan is a financial tool that uses your vehicle’s value as collateral. This amount of the loan is determined by the value of your vehicle and your ability to repay the loan. You can keep driving your vehicle while making loan payments and you can get approved even with poor credit.

Our title loan application form only takes a few minutes to complete and removes the stress and hassle that you would normally find at a traditional lender. We will qualify you for a loan amount within minutes and will deposit the money into your bank account in under 24 hours.

Custom Car Title Loans

If you are looking for a title loan in Ramsey, you are in the right place. Our team offers customized loans that are tailored specifically to your budget and lifestyle. This allows you to live comfortably and not have to stress about your loan payments.

We offer flexible loan terms and custom payment plans that ensure you receive the most convenient loan possible. Our team has years of lending experience so they know exactly how to secure the funding you need through a loan that makes the most sense for you in your current situation.

Common Questions

Below are some of the most common questions that we are asked. If you have any other questions or concerns, please give us a call today. Our customer service representatives are on standby 24/7 and would love to help you.

Is This Completely Online?

Yes, our title loan process is 100% online. This means you can apply, get approved, and receive the money you need without ever having to leave the comfort of your home. We just need basic information about you and your vehicle in order to customize the loan around your needs.

How Does Loan Approval Work?

Approvals are based on the value of your vehicle and your current ability to make loan payments on time. We look at multiple details about your vehicle, such as the mileage, condition, age, make, and model. We accept all vehicles including cars, trucks, motorcycles, RVs, and more.

How Does Customization Work?

When you apply, you will be matched with a personal loan officer. This officer will work with you through every step of the process and can answer any questions that you might have. They will assess the details of your situation and customize a payment plan, loan term, and amount that makes the most sense for your budget and lifestyle.

Contact Us Today

For the best title loans available, give us a call today. Our team is available 24/7 to help you secure the cash you need whenever you need it. If you are faced with unexpected financial problems, we are the best lender for you. All you need is a lien-free title and you could qualify for a title loan.

We do not look at your credit score as an indicator of whether or not to approve you. Instead, we focus on your current ability to make your loan payments. Get a free estimate today when you fill out our online application form.

Frequently Asked Questions:

  • What paperwork do I need?

    When you apply for a title loan, you will need the following:

    • Lien-free pink slip or vehicle title
    • Driver’s license or state ID
    • Proof of insurance, residency, and income
  • Are there prepayment penalties?

    No, we never charge prepayment penalties on our loans. We actually encourage our customers to pay their loan off early in order to save money on interest. You can feel free to pay your loan off as early as you’d like.

  • What if I’m unemployed?

    You do not have to be employed to get approved for a loan. However, you do need to have income of at least $1,500 per month. This can come in a variety of ways other than through a job, including social security, pension, or disability.

  • What if I already have a loan?

    If you have a loan on your vehicle already, you are not eligible for a title loan through Minnesota Title Loans. However, depending on your situation, we may be able to help you consolidate your loan with our services.

  • How much money can I get?

    The amount of your title loan is entirely dependent on the value of your vehicle. If your car’s value is $50,000, then you can get a loan for up to $50,000. Typically, if your vehicle is newer than 1999, you have a higher chance of approval.

  • Can I keep my car?

    Yes, we do not take your car when you are making payments on your loan. This means you can drive your vehicle just like normal. Although, while you are making loan payments, we will hold on to your vehicle’s title. Once the loan is paid in full, we will return the title back to you immediately.

  • What if I have poor credit?

    We do not use your credit score as an approval factor. This means that no matter how poor your financial history is, you can still get approved for a title loan. Your approval and the amount of your loan is completely dependent on your vehicle and not on your personal finances.

  • How do I apply?

    You can either give us a call to connect with your personal loan officer. They will walk you through the process and can answer any questions that you might have. You can also save a lot of time by fill out our online application form. This 3-step form only takes 15 minutes to complete a requires very little information about you and your vehicle. Once completed, you will be preapproved for a loan amount and will have the cash in your bank account in as little as 24 hours.

  • What are the requirements?

    We work hard to keep our requirements simple and easy to meet. You will find that our loans are much easier to qualify for compared to traditional lenders. In fact, we only have 5 requirements. These are:

    • You must be at least 18 years old
    • You must make at least $1,500 per month
    • The vehicle must have insurance and be registered under your name
    • The vehicle’s title must be lien-free
    • You must have the vehicle’s title or pink slip
  • How quickly will I receive the money?

    After you apply, you will be preapproved for a loan amount within 15 minutes. Once approved, you will receive the money through a direct deposit in your bank account in as little as 24 hours. To expedite the application process, we highly recommend gathering all of the necessary documents in advance.

  • How do auto title loans work?

    Auto title loans use your vehicle as collateral, which means that your approval is based on your vehicle and not your financial history. This allows Minnesota Title Loans to offer easy, fast, and simple approvals to everyone, even if you have poor credit. Title loans are a great option for those with poor credit. As long as your car has sufficient value, you will be able to get a loan, no questions asked.

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